https://phillymetromortgage.com/ Guides to buying a house in Philadelphia and the four counties around it: the city transfer tax, the abatement, tangled title, PHFA, and the county assistance programs. en-us Mon, 24 Aug 2026 12:00:00 GMT https://phillymetromortgage.com/guides/philadelphia-transfer-tax/ https://phillymetromortgage.com/guides/philadelphia-transfer-tax/ The 4.578% rate broken down, the customary split, the short list of exemptions, the suburban rates, and why a refinance owes nothing. Mon, 24 Aug 2026 12:00:00 GMT https://phillymetromortgage.com/guides/philly-first-home-program/ https://phillymetromortgage.com/guides/philly-first-home-program/ How the city's $10,000 first-time buyer grant works, who fits under the income table, and the two rules that end eligibility. Mon, 24 Aug 2026 12:00:00 GMT https://phillymetromortgage.com/guides/phfa-loans/ https://phillymetromortgage.com/guides/phfa-loans/ Every current PHFA program with the July 2026 limits by county, the three assistance seconds compared, and a straight answer on HOMEstead. Mon, 24 Aug 2026 12:00:00 GMT https://phillymetromortgage.com/guides/closing-costs-pa/ https://phillymetromortgage.com/guides/closing-costs-pa/ What a Pennsylvania closing actually costs, with the title insurance manual rates, the transfer tax split, and a $300,000 example for the city and the suburbs. Mon, 24 Aug 2026 12:00:00 GMT https://phillymetromortgage.com/guides/tangled-title-philadelphia/ https://phillymetromortgage.com/guides/tangled-title-philadelphia/ What a tangled title is, why it stops a refinance or a sale, and the city fund that pays the legal costs to clear it. Mon, 24 Aug 2026 12:00:00 GMT https://phillymetromortgage.com/guides/philadelphia-property-tax-abatement/ https://phillymetromortgage.com/guides/philadelphia-property-tax-abatement/ The rate, the $100,000 Homestead Exemption, LOOP, how the post-2022 abatement phases down, the 2027 reassessment, and what your lender escrows. Mon, 24 Aug 2026 12:00:00 GMT https://phillymetromortgage.com/guides/rowhome-appraisal-inspection/ https://phillymetromortgage.com/guides/rowhome-appraisal-inspection/ The appraisal checklist for old Philly rowhomes, what changed in the VA rules on May 1, 2026, repair escrows, and the 2026 FHA and VA numbers. Mon, 24 Aug 2026 12:00:00 GMT https://phillymetromortgage.com/guides/first-time-buyer-bucks-county/ https://phillymetromortgage.com/guides/first-time-buyer-bucks-county/ The county's $10,000 deferred loan, PHFA's July 2026 limits for Bucks, the 2% transfer tax, USDA in Upper Bucks, and a $350,000 Bensalem example. Mon, 24 Aug 2026 12:00:00 GMT https://phillymetromortgage.com/guides/down-payment-assistance-montco-delco-chester/ https://phillymetromortgage.com/guides/down-payment-assistance-montco-delco-chester/ Each county's first-time buyer program with its income limits and repayment rules, the PHFA and employer layers, and a $325,000 Norristown example. Mon, 24 Aug 2026 12:00:00 GMT