A few suburban municipalities charge more than the standard 1% local share. If you know yours, use the custom option. Refinances pay no transfer tax in Pennsylvania.
Total transfer tax on this sale
$0
State share (1%)$0
Local share$0
Your share at closing$0
Estimates only. Transfer tax rates are set by the state and each municipality and can change; confirm the rate for the exact address with the lender or the county Recorder of Deeds before closing.
The split is negotiated in the agreement of sale. Half each is the Philadelphia custom, but in a slow market sellers sometimes pick up more; in a hot one, buyers do.
First-time buyer? Some of this can come back to you.
City and state assistance programs can cover closing costs including transfer tax for eligible buyers. A lender who does these can tell you in one call whether the program fits your situation.
(267) 828-9067