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Mortgage calculators that know where Philadelphia is

National calculators skip the 4.578% transfer tax and guess at property taxes. These don't. Estimates only, but honest ones.

Monthly payment

Principal, interest, local property tax, insurance, mortgage insurance, and the cash you'll need at closing, with Philadelphia or suburban transfer tax applied.

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How much house

Enter income, debts and savings; see a realistic price under conventional and FHA rules, using Philadelphia-area tax assumptions.

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Transfer tax

The number that surprises everyone. Type a price, pick city or suburb, see the tax and the customary buyer/seller split.

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