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How much house can I afford in Philadelphia?

Lenders size a loan from your debt-to-income ratio, and Zillow has never asked about yours. Put in your numbers and see a realistic price under conventional and FHA rules, with local taxes already in the math.

Uses a 36% back-end ratio for conventional and 43% for FHA, which is where many lenders start. Strong files go higher, and that part happens on the phone.

A realistic price for you

$0

Under conventional guidelines$0
Under FHA guidelines$0
Housing budget behind that number$0

Want the number a lender would actually approve?

That takes a ten-minute call and a look at your real file. We'll set it up.

(267) 828-9067

Estimates only. Not a loan offer, rate quote, or pre-approval. Lender guidelines, overlays and your full credit profile decide the real number.

Related: the monthly payment calculator for the number you just got, first-time buyer loans in Philadelphia, and closing costs in Pennsylvania.

Send the form. A person calls you back.

About a minute to fill out. We read it, and a licensed Pennsylvania lender follows up, usually the same business day. No credit pull happens here. Or skip the typing and call (267) 828-9067.

We are a marketing and referral service, not a mortgage lender or broker. Sending this form is a request to be contacted by a licensed Pennsylvania mortgage lender about mortgage financing. It is not a loan application, and nothing here touches your credit. How this works.

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