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Philadelphia mortgage calculator

Monthly payment plus the part other calculators skip: cash to close, with Philadelphia's 4.578% transfer tax or the roughly 2% you pay in Bucks, Montgomery, Delaware and Chester.

Tax auto-fills from location and price. Override it with the real bill for the house; in Montco and Bucks it swings a lot by school district.

Estimated monthly payment

$0
Principal & interest$0
Property tax$0
Homeowners insurance$0
Mortgage insurance$0
HOA / condo$0

Estimated cash to close

Down payment$0
Your half of the transfer tax$0
Other closing costs (~2.5%)$0
FHA upfront MIP (rolled into the loan)$0
Total cash you'd bring$0

The transfer-tax split is custom; it's negotiated in the agreement of sale. First-time buyers may offset a chunk of this with Philly First Home or PHFA assistance.

These are estimates. The real number takes a call.

Call and a licensed lender puts real pricing on your actual scenario.

(267) 828-9067

Estimates only. Not a loan offer, rate quote, or commitment to lend. Actual taxes, insurance, mortgage insurance and closing costs depend on the property and the borrower.

Related: the transfer tax calculator for the closing-day number, and Philadelphia property tax and the abatement for the tax line above.

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About a minute to fill out. We read it, and a licensed Pennsylvania lender follows up, usually the same business day. No credit pull happens here. Or skip the typing and call (267) 828-9067.

We are a marketing and referral service, not a mortgage lender or broker. Sending this form is a request to be contacted by a licensed Pennsylvania mortgage lender about mortgage financing. It is not a loan application, and nothing here touches your credit. How this works.

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