Philadelphia transfer tax
The 4.578% rate broken down, the customary split, the short list of exemptions, the suburban rates, and why a refinance owes nothing.
Read itPhilly First Home program
How the city's $10,000 first-time buyer grant works, who fits under the income table, and the two rules that end eligibility.
Read itPHFA loans
Every current PHFA program with the July 2026 limits by county, the three assistance seconds compared, and a straight answer on HOMEstead.
Read itClosing costs in PA
What a Pennsylvania closing actually costs, with the title insurance manual rates, the transfer tax split, and a $300,000 example for the city and the suburbs.
Read itTangled titles in Philadelphia
What a tangled title is, why it stops a refinance or a sale, and the city fund that pays the legal costs to clear it.
Read itPhiladelphia property tax and the abatement
The rate, the $100,000 Homestead Exemption, LOOP, how the post-2022 abatement phases down, the 2027 reassessment, and what your lender escrows.
Read itRowhome appraisals and inspections
The appraisal checklist for old Philly rowhomes, what changed in the VA rules on May 1, 2026, repair escrows, and the 2026 FHA and VA numbers.
Read itFirst-time buyers in Bucks County
The county's $10,000 deferred loan, PHFA's July 2026 limits for Bucks, the 2% transfer tax, USDA in Upper Bucks, and a $350,000 Bensalem example.
Read itDown payment assistance in Montco, Delco, and Chester
Each county's first-time buyer program with its income limits and repayment rules, the PHFA and employer layers, and a $325,000 Norristown example.
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